Remote and hybrid work is now a normal way of life for many South Africans and no longer just a pandemic-era exception. But SARS hasn’t relaxed its rules to match. If anything, home office claims attract more scrutiny than almost any other deduction on the ITR12. Before you claim anything for the 2026 year of assessment (1 March 2025 – 28 February 2026), here’s what actually qualifies,…
Read articleIn 2026, the question is no longer if you should use AI in your finance department, but where the technology ends and leadership begins. While Large Language Models (LLMs) and automated ERPs can generate a Balance Sheet in milliseconds, they lack the one thing that saves companies during volatility: Contextual Intelligence. The “Data Trap”: When…
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In the wild, survival isn’t about being the loudest; it’s about being the most prepared. For World Wildlife Day 2026, we’re looking at the “Big 5” not as trophies, but as essential behaviours for a resilient business. Whether you are launching your first startup or navigating your fifth year of growth, these five principles are…
Read articleHow to Master Your February Close and Set the Stage for 2026 As the financial year draws to a close, many small businesses find themselves under the pump when it comes to their financial housekeeping. Too often, business owners leave all their tax administration until the last minute, some even only after SARS’s all too familiar cold clinical ‘tap on the shoulders’ before gathering those missing invoices, receipts, or…
Read articleRunning a business already comes with enough chaos — invoices flying around, clients changing deadlines, unexpected costs popping out like jump scares. The good news? You don’t need complicated systems or financial jargon to stay in control. You just need a solid grip on a few fundamentals. At PGCO, we believe financial peace comes from understanding the…
Read articleLet’s face it, the word “audit” can make many business owners tense. The thought of someonereviewing every financial record, asking detailed questions, and checking every transaction canbe very intimidating. But for most South African companies, audits aren’t something to fear.They are a way to stay transparent, organised, and compliant. Whether your company’s audit isvoluntary or…
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When was the last time you reviewed your company’s financial health—not just the numbers, but the strategy behind them?If you only dig in when things go wrong, you’re not alone. Most businesses react to problems instead of anticipating them. But that approach costs time, money, and control. At PGCO, we believe financial management should empower…
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Since the pandemic, the business world has been on a nonstop rollercoaster, from global disruptions to breakthrough AI technologies reshaping entire industries. Let’s be honest, for many business owners, that change can feel overwhelming. You might be wondering, where does all this AI leave me? The fear of the unknown? Traditional way of doing things…
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